Philadelphia, Pennsylvania
Mortgage Calculator for Philadelphia, PA
The median home price in Philadelphia is about $240,000, and the approximate Pennsylvania property tax rate is 1.36%. The calculator below is pre-filled with these local figures — adjust them to match your situation.
Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.
Estimated monthly payment
$1,261/mo
Principal & interest only
With taxes & insurance (PITI)
$1,603/mo
- Loan amount
- $192,000
- Down payment
- $48,000
- Monthly property tax
- $272
- Monthly insurance
- $70
- Total interest (30 yrs)
- $262,069
- Total of payments
- $454,069
Buying a home in Philadelphia
Median home price
$240,000
Property tax rate
1.36%
State
Pennsylvania
Buying in Philadelphia means balancing the local median home price of about $240,000 against Pennsylvania's approximate property tax rate of 1.36%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.
Mortgage calculators near Philadelphia
These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.