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Raleigh, North Carolina

Mortgage Calculator for Raleigh, NC

The median home price in Raleigh is about $405,000, and the approximate North Carolina property tax rate is 0.84%. The calculator below is pre-filled with these local figures — adjust them to match your situation.

$405,000
20% ($81,000)

Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.

Loan term

Estimated monthly payment

$2,128/mo

Principal & interest only

With taxes & insurance (PITI)

$2,530/mo

Loan amount
$324,000
Down payment
$81,000
Monthly property tax
$284
Monthly insurance
$118
Total interest (30 yrs)
$442,242
Total of payments
$766,242

Buying a home in Raleigh

Median home price

$405,000

Property tax rate

0.84%

State

North Carolina

Buying in Raleigh means balancing the local median home price of about $405,000 against North Carolina's approximate property tax rate of 0.84%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.

Mortgage calculators near Raleigh

These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.