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Kansas City, Missouri

Mortgage Calculator for Kansas City, MO

The median home price in Kansas City is about $250,000, and the approximate Missouri property tax rate is 0.93%. The calculator below is pre-filled with these local figures — adjust them to match your situation.

$250,000
20% ($50,000)

Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.

Loan term

Estimated monthly payment

$1,314/mo

Principal & interest only

With taxes & insurance (PITI)

$1,581/mo

Loan amount
$200,000
Down payment
$50,000
Monthly property tax
$194
Monthly insurance
$73
Total interest (30 yrs)
$272,989
Total of payments
$472,989

Buying a home in Kansas City

Median home price

$250,000

Property tax rate

0.93%

State

Missouri

Buying in Kansas City means balancing the local median home price of about $250,000 against Missouri's approximate property tax rate of 0.93%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.

Mortgage calculators near Kansas City

These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.