What is the median home price in St. Louis, MO?

The median home price in St. Louis, Missouri is approximately $200,000 (estimated). Actual prices vary widely by neighborhood and home type.

What is the property tax rate in Missouri?

The approximate effective property tax rate in Missouri is about 0.93% of home value per year. This calculator applies that rate to estimate the tax portion of the monthly payment.

St. Louis, Missouri

Mortgage Calculator for St. Louis, MO

The median home price in St. Louis is about $200,000, and the approximate Missouri property tax rate is 0.93%. The calculator below is pre-filled with these local figures — adjust them to match your situation.

Home price$200,000

Down payment20% ($40,000)

Interest rate (%)

Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.

Loan term

Estimated monthly payment

$1,051/mo

Principal & interest only

With taxes & insurance (PITI)

$1,264/mo

Loan amount: $160,000
Down payment: $40,000
Monthly property tax: $155
Monthly insurance: $58
Total interest (30 yrs): $218,391
Total of payments: $378,391

Buying a home in St. Louis

Median home price

$200,000

Property tax rate

0.93%

State

Missouri

Buying in St. Louis means balancing the local median home price of about $200,000 against Missouri's approximate property tax rate of 0.93%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.

Mortgage calculators near St. Louis

These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.