What is the median home price in San Francisco, CA?

The median home price in San Francisco, California is approximately $1,300,000 (estimated). Actual prices vary widely by neighborhood and home type.

What is the property tax rate in California?

The approximate effective property tax rate in California is about 0.71% of home value per year. This calculator applies that rate to estimate the tax portion of the monthly payment.

San Francisco, California

Mortgage Calculator for San Francisco, CA

The median home price in San Francisco is about $1,300,000, and the approximate California property tax rate is 0.71%. The calculator below is pre-filled with these local figures — adjust them to match your situation.

Home price$1,300,000

Down payment20% ($260,000)

Interest rate (%)

Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.

Loan term

Estimated monthly payment

$6,832/mo

Principal & interest only

With taxes & insurance (PITI)

$7,980/mo

Loan amount: $1,040,000
Down payment: $260,000
Monthly property tax: $769
Monthly insurance: $379
Total interest (30 yrs): $1,419,541
Total of payments: $2,459,541

Buying a home in San Francisco

Median home price

$1,300,000

Property tax rate

0.71%

State

California

Buying in San Francisco means balancing the local median home price of about $1,300,000 against California's approximate property tax rate of 0.71%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.

Mortgage calculators near San Francisco

These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.