What is the median home price in San Jose, CA?

The median home price in San Jose, California is approximately $1,370,000 (estimated). Actual prices vary widely by neighborhood and home type.

What is the property tax rate in California?

The approximate effective property tax rate in California is about 0.71% of home value per year. This calculator applies that rate to estimate the tax portion of the monthly payment.

San Jose, California

Mortgage Calculator for San Jose, CA

The median home price in San Jose is about $1,370,000, and the approximate California property tax rate is 0.71%. The calculator below is pre-filled with these local figures — adjust them to match your situation.

Home price$1,370,000

Down payment20% ($274,000)

Interest rate (%)

Default is illustrative (as of 2026-06). Enter your quoted rate for a real estimate.

Loan term

Estimated monthly payment

$7,200/mo

Principal & interest only

With taxes & insurance (PITI)

$8,410/mo

Loan amount: $1,096,000
Down payment: $274,000
Monthly property tax: $811
Monthly insurance: $400
Total interest (30 yrs): $1,495,978
Total of payments: $2,591,978

Buying a home in San Jose

Median home price

$1,370,000

Property tax rate

0.71%

State

California

Buying in San Jose means balancing the local median home price of about $1,370,000 against California's approximate property tax rate of 0.71%. Property taxes vary by county, city, and special districts, so your actual bill may differ from the state average used here. Adjust the home price and interest rate above to match the home and quote you're considering.

Mortgage calculators near San Jose

These calculations are estimates for general informational purposes only and are not financial, tax, or legal advice. Actual interest rates, property taxes, insurance, and payments vary by lender, location, and borrower. Consult a qualified professional before making financial decisions.